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5205 Stilesboro Rd NW, Suite 110
Kennesaw, GA 30152
Phone: 770-973-9700
Fax: 678-301-4209
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How Much Can You Borrow?
How much you can borrow will depend on your income, down payment, job stability, existing debts, credit references and payment history. Lenders usually use the following two qualifying guidelines to decide how much of a loan you can manage:
- Your monthly housing expenses - mortgage payment, property taxes, insurance, etc. These expenses should be no more than 28 percent of your monthly gross income.
- Your monthly living expenses and any long-term debts - utilities, car and school loan, child support, health and car insurance, etc. These expenses should be no more than 36 percent of your monthly gross income.
| Our Mission Statement Buying a home is more about just the real estate, it is about your life and your dreams. A home is not a home because of the color of the walls or the size of its rooms. It is about how you feel when you walk through the front door and how you can envision your life unfolding there. I understand and that is why I take the time to really listen to my clients and help you to find that right home that is tailored to your specific needs and wants. I take a different approach to real estate, one that is built on personal touches, win-win deals and a positive experience for all. |
Equal Housing Opportunity |